Hi, everybody! I'm a long-time lurker on this site, but new to the world of blogging. Mostly because I never really felt like I had anything interesting to say!
My DH and I are about to buy our first home, however, and I thought I could use this blog to track my goals for the mortgage. I plan to pay extra on the mortgage each month, with the goal of paying off the 30-year note within 20 years.
I may be getting a little ahead of myself, because we haven't even closed on the house yet! We should do so at the end of July, so I guess our first mortgage payment should be due August 1st. The big deal for us is that this payment will be a good deal lower than what we have been paying in rent for the past four years. I hope that I can send at least some of the difference to principle each month!
That's all for now, but I'll share more info in the future. Looking forward to being a part of Saving Advice!
Getting started
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snafu -- thanks for the encouragement. I will be sure to check how payments are applied. That's actually something I've picked up from all my lurking on this site!
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Best of luck on your new home, and welcome again!
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